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How Much Does A Hospital Bed Cost Around The World ? (Interactive Map 2025

Antoine Fruchard — Founder & Travel Insurance Expert
A. FruchardFounder & Travel Insurance Expert

International Health Cost Index (IHCI) 2025

In a world where international mobility has never been higher, the real cost of healthcare abroad remains largely unknown to the general public. Between heavily subsidized health systems and fully liberalized markets, the price of a simple medical consultation can vary dramatically from one country to another, with direct consequences for travelers.

The HelloSafe International Health Cost Index (IHCI) was created to provide a clear, comparative, and accessible view of these differences, based on a consistent methodology and data covering the main regions of the world. The study aims to inform travelers, short-term expatriates, and professionals on the move about the potential expenses they may face in case of medical care or an emergency. By analyzing the cost of consultations, hospital stays, medication, emergency care, and insurance, the IHCI highlights both the most expensive and the most affordable countries.

United States, Switzerland, Singapore: the 3 most expensive countries for healthcare

The ranking reveals major global disparities, with a widening gap between countries with “premium” medical systems and those offering broader accessibility at lower cost. The United States and Switzerland clearly dominate the top of the ranking, illustrating the combined effect of highly specialized medical services and a largely privatized healthcare market. Behind them, a group of high-income countries — Singapore, the United Arab Emirates, Nordic countries, Japan — maintain elevated costs, driven by cutting-edge infrastructure and limited coverage for visitors.

CountryRelative cost (IHCI /100)Interpretation
🇺🇸 United States92/100Most expensive in the world: very high costs for care, emergencies, and hospitalization.
🇨🇭 Switzerland85/100Top-tier system, but very high prices and expensive insurance.
🇸🇬 Singapore78/100Very high-quality care, but expensive and often requires insurance.
🇦🇪 United Arab Emirates74/100Attractive and modern system, but high costs for non-residents.
🇧🇭 Bahrain72/100Premium services, but costly care and hospital stays for travelers.
🇸🇪 Sweden68/100Excellent public system, but expensive for uninsured visitors.
🇳🇴 Norway67/100Very high quality, but high prices and limited coverage for tourists.
🇯🇵 Japan64/100Good value for quality, but still expensive without local insurance.
🇦🇺 Australia60/100Medium to high cost; travel insurance strongly recommended.
🇬🇧 United Kingdom58/100NHS is free for residents, but care is expensive for visitors.
🇨🇦 Canada57/100Free for residents; very expensive without international coverage.
🇩🇰 Denmark56/100Very good quality, but paid access for tourists.
🇫🇷 France52/100Good level of care at moderate cost for visitors.
🇰🇷 South Korea51/100Modern and efficient, but hospital fees can be high.
🇿🇦 South Africa50/100Good-quality private sector, moderate to high cost for travelers.
🇪🇸 Spain48/100Good cost/quality ratio, but prices are rising in major cities.
🇮🇹 Italy47/100Strong public system, variable private costs.
🇧🇷 Brazil46/100Free public access; private sector affordable but quality can vary.
🇲🇽 Mexico43/100Private care is affordable and competitive for travelers.
🇹🇭 Thailand38/100Very good value for money; major medical tourism destination.
Countries where healthcare is the most expensive (IHCI)

At the other end of the spectrum, destinations such as Mexico, Brazil, or Thailand remain attractive thanks to a well-developed and affordable private sector. Overall, the IHCI shows that healthcare costs for visitors are not strictly correlated with a country’s level of economic development: they depend above all on the local financing model, the degree of privatization, and how far non-residents are included in insurance and public coverage schemes.

In Europe, Northern countries are the most expensive for healthcare

The European ranking reveals a clear divide between Northwestern Europe — where health systems are high-performing but very expensive for non-residents — and Southern and Eastern Europe, where access to care remains generally affordable. Nordic countries, along with Ireland, Luxembourg, and the Netherlands, show high prices driven by advanced medical infrastructure and a strong reliance on private or mandatory insurance for travelers. By contrast, Southern Europe offers a better cost/quality balance, particularly in Spain, Italy, and Portugal, where private care remains competitive.

CountryIHCI score /100Comment
🇨🇭 Switzerland85Most expensive in Europe, premium system with very high costs.
🇸🇪 Sweden68High-performing care but expensive without insurance.
🇳🇴 Norway67Excellent quality, high prices for non-residents.
🇮🇸 Iceland65Limited infrastructure, high prices.
🇮🇪 Ireland62Expensive care; insurance is almost essential.
🇱🇺 Luxembourg60High prices, excellent quality.
🇬🇧 United Kingdom58NHS free for residents, expensive for visitors.
🇳🇱 Netherlands57Mandatory insurance, high costs.
🇩🇰 Denmark56Strong public system, but paid access for visitors.
🇫🇮 Finland55Moderate to high cost.
🇩🇪 Germany54Mixed public/private model, moderate costs.
🇫🇷 France52Good cost/quality ratio.
🇲🇹 Malta50Private care is expensive.
🇧🇪 Belgium50Excellent quality, medium costs.
🇪🇸 Spain48Very good cost/quality ratio.
🇮🇹 Italy47Robust public sector, variable private prices.
🇵🇹 Portugal45Affordable and reliable.
🇸🇮 Slovenia45Strong public system, medium costs.
🇨🇿 Czechia43Good quality, moderate costs.
🇬🇷 Greece42Affordable public care, more expensive private sector.
🇭🇺 Hungary41Competitive private sector, reasonable prices.
🇵🇱 Poland40Very affordable public care.
🇸🇰 Slovakia38Low cost, accessible services.
🇭🇷 Croatia42Solid public system, moderate prices.
🇷🇴 Romania32Very affordable, variable quality.
🇷🇸 Serbia34Very low costs.
🇧🇬 Bulgaria30Low cost, accessible private care.
🇧🇦 Bosnia and Herzegovina28Very low cost.
🇦🇱 Albania27One of the lowest healthcare costs in Europe.
🇲🇩 Moldova26Very affordable, limited supply.
🇽🇰 Kosovo25Very low costs, variable availability.
🇺🇦 Ukraine24Extremely low costs.
IHCI – Healthcare cost in Europe

Further east, the Balkans and Eastern Europe show the lowest costs on the continent, reflecting very accessible financing models but sometimes more heterogeneous quality. Overall, Europe presents a contrasted picture where economic development levels do not fully explain what visitors actually pay: structural choices, the role of the private sector, and insurance models are the main drivers of the final cost for travelers.

Africa: South Africa is the most expensive country for healthcare

Across Africa, healthcare costs are highly heterogeneous, mainly influenced by economic development, the presence of a structured private sector, and dependence on imported medical products and technology. The most expensive countries, such as South Africa, Mauritius, and Seychelles, stand out for their well-developed private networks, which remain costly for travelers. At the opposite end, a large part of the continent shows very low prices, reflecting cheap public tariffs but also, at times, limited capacity and infrastructure.

CountryIHCI score /100Comment
🇿🇦 South Africa50Good-quality private sector, moderate overall cost.
🇲🇺 Mauritius48Modern private sector, but expensive.
🇸🇨 Seychelles45High costs for travelers.
🇳🇦 Namibia45Reliable private sector, medium costs.
🇧🇼 Botswana44Solid system.
🇦🇴 Angola39Expensive private care, strong dependence on the international sector.
🇪🇬 Egypt38Affordable but uneven private sector.
🇳🇬 Nigeria36Relatively expensive private care, affordable public system.
🇬🇦 Gabon40Expensive private care, good quality.
🇰🇪 Kenya40Modern private sector, but costly in major cities.
🇲🇦 Morocco35Affordable overall, quality varies.
🇨🇻 Cape Verde35Expensive private sector, limited resources.
🇬🇭 Ghana34Moderate costs, growing private sector.
🇨🇮 Côte d’Ivoire33Affordable private care.
🇹🇳 Tunisia33Good cost/quality ratio.
🇨🇬 Congo33Moderate costs.
🇿🇼 Zimbabwe31Moderate costs.
🇬🇲 Gambia30Very accessible.
🇨🇲 Cameroon30Low costs, strong disparities.
🇺🇬 Uganda30Very affordable.
🇩🇿 Algeria30Very affordable public sector.
🇿🇲 Zambia29Affordable, limited offer.
🇧🇯 Benin29Low costs.
🇬🇳 Guinea27Low cost.
🇲🇿 Mozambique27Affordable.
🇹🇬 Togo28Low cost.
🇷🇼 Rwanda28Strong public sector.
🇲🇬 Madagascar25Very low cost.
🇸🇱 Sierra Leone25Very affordable.
🇲🇼 Malawi24Very affordable, limited offer.
🇪🇹 Ethiopia24Low costs.
🇰🇲 Comoros24Affordable.
IHCI – Healthcare cost in Africa

North Africa occupies an intermediate position, benefiting from relatively solid infrastructure and an attractive profile for medical tourism. In East and West Africa, cost levels vary widely depending on urbanization and the quality of the private sector. In conflict-affected or economically fragile countries, a lack of reliable data makes it difficult to accurately assess access and pricing, and these countries are therefore not fully integrated into the index.

Asia: from “premium” systems to very affordable care

Asia displays an extremely contrasted healthcare landscape, ranging from some of the most expensive “premium” systems in the world — such as Singapore, Hong Kong, and major Gulf capitals — to countries where care remains very accessible, particularly in South Asia. Advanced East Asian economies — Japan, South Korea, Taiwan — combine high technological standards with costs that are often more moderate for visitors than in Western countries.

CountryIHCI score /100Comment
🇸🇬 Singapore78Top-tier system, very expensive for visitors.
🇦🇪 United Arab Emirates73High-end private sector, elevated prices.
🇶🇦 Qatar71Expensive private care, strong reliance on insurance.
🇭🇰 Hong Kong70Efficient public sector, very expensive private care.
🇯🇵 Japan64High quality, moderate costs for uninsured visitors.
🇰🇷 South Korea63Premium infrastructure, costly private care.
🇧🇭 Bahrain62Modern system, high costs.
🇮🇱 Israel60Excellent quality, high prices for travelers.
🇰🇼 Kuwait58Expensive medical access for non-residents.
🇸🇦 Saudi Arabia55Growing private sector, rising costs.
🇨🇳 China50Highly variable costs between public and private.
🇹🇼 Taiwan48Excellent value for visitors.
🇲🇾 Malaysia40Reliable private sector, competitive prices.
🇹🇭 Thailand38Very good cost/quality ratio, major medical tourism hub.
🇮🇩 Indonesia35Affordable for routine care.
🇵🇭 Philippines33Accessible private sector, very affordable public care.
🇻🇳 Vietnam32Low costs, improving private sector.
🇮🇳 India30Very affordable, attractive private sector.
🇱🇰 Sri Lanka29Free public care, low-cost private sector.
🇰🇭 Cambodia28Affordable, strong reliance on private clinics.
🇳🇵 Nepal27Very low costs.
🇧🇩 Bangladesh26Very accessible care.
🇵🇰 Pakistan25Very low cost, high variability.
🇱🇦 Laos25Very accessible, limited offer.
IHCI – Healthcare cost in Asia

Southeast Asia stands out as a major hub for medical tourism, with Thailand and Malaysia offering an excellent cost/quality balance. In lower-income countries such as Bangladesh, Pakistan, or Nepal, very low prices often go hand in hand with more limited infrastructure and resources. As in other regions, countries affected by conflict or instability lack reliable data, preventing their full inclusion in the index.

Americas & Caribbean: among the most expensive regions for healthcare

The Americas present extreme contrasts: the region includes both the most expensive healthcare system in the world — the United States — and some of the most affordable, such as Bolivia or Cuba. North America dominates the top of the ranking due to the weight of the private sector and the lack of subsidized access for visitors. In South America, costs remain generally moderate, supported by reasonably priced private sectors in countries such as Chile, Uruguay, and Colombia.

CountryIHCI score /100Comment
🇺🇸 United States92Most expensive in the world: private sector dominates and prices are very high.
🇨🇦 Canada57Free for residents, expensive for visitors without insurance.
🇧🇸 Bahamas56Costly private sector, strong dependence on medical imports.
🇧🇲 Bermuda55Very expensive system, heavy reliance on private care.
🇧🇧 Barbados52High costs for specialized care.
🇹🇹 Trinidad and Tobago50Strong public sector, relatively costly private care.
🇺🇾 Uruguay48Good quality, high prices in the private sector.
🇨🇱 Chile47Efficient private sector, rising costs.
🇦🇷 Argentina46Accessible public system, moderately expensive private care.
🇧🇷 Brazil46Free public care, private sector ranges from affordable to moderate.
🇲🇽 Mexico43Competitive private sector, attractive for travelers.
🇨🇴 Colombia40Good private care, very reasonable prices.
🇨🇷 Costa Rica39High quality, moderate costs.
🇵🇦 Panama38Modern private sector, relatively affordable.
🇵🇪 Peru34Low costs, variable quality.
🇪🇨 Ecuador33Accessible private sector, attractive for expats.
🇩🇴 Dominican Republic33Affordable private sector; medical tourism is growing.
🇬🇹 Guatemala30Low costs, limited infrastructure.
🇵🇾 Paraguay29Very affordable.
🇭🇳 Honduras28Low cost, variable quality.
🇳🇮 Nicaragua26Very accessible care.
🇸🇻 El Salvador26Affordable public system, low-cost private care.
🇧🇴 Bolivia25Very low cost.
🇯🇲 Jamaica25Moderate costs, dependence on private sector.
🇨🇺 Cuba24Very affordable public care, private sector mostly for visitors.
IHCI – Healthcare cost in the Americas

In Central America, care is generally affordable, although quality can vary significantly. The Caribbean oscillates between very expensive systems (Bahamas, Bermuda) and more mixed models offering better value. As in other regions, political or economic instability in some countries limits data availability and makes it difficult to include them completely in the index.

Note on countries missing from the IHCI

Countries that do not appear in these tables currently lack sufficiently reliable or comparable data to produce a robust index value.
They may be included in future editions of the IHCI once consistent and verifiable sources become available.

Data Sources

1. Economic data and purchasing power parity

  • World Bank – World Development Indicators
  • OECD – Health at a Glance 2024
  • Numbeo – Cost of Living & Health Care Index 2025
  • IMF – World Economic Outlook Database

2. Health data and medical cost benchmarks

  • World Health Organization (WHO) – Global Health Expenditure Database
  • International Federation of Health Plans (IFHP) – Comparative Price Reports
  • Expatistan – Healthcare Cost Comparison by City (2025)
  • OECD Health Data – Average hospital and consultation costs
  • National Ministries of Health – official publications and annual reports

3. Travel insurance and international health coverage

  • Allianz Partners, AXA Assistance, Cigna Global – Travel insurance cost benchmarks
  • OECD / WHO – Universal health coverage statistics
  • Comparative studies by The Economist Intelligence Unit (EIU)

4. Data adjustments and weighting

  • Exchange rates and PPP adjustments via the World Bank (2025)
  • Cross-checking with World Population Review and Global Health Index 2025
  • Validation against local studies and public hospital data

Methodology of the International Health Cost Index (IHCI)

The goal of the IHCI is to evaluate and compare the relative cost of healthcare across key countries, in order to help travelers understand the potential expenses they may face if they need medical care abroad.

1. Criteria and weighting

CriterionDescriptionWeight
A. Basic medical consultationAverage cost of a general practitioner visit without insurance.20%
B. Hospitalization (1 night)Average price of one night in a standard private hospital room.25%
C. Common medicationsCost of a standard basket (antibiotics, painkillers, etc.).15%
D. Emergency careAverage cost of an emergency room visit with light treatment.20%
E. Local health insurance / coverageEase of access to affordable, short-term health coverage for travelers.10%
F. Purchasing power parity / cost of livingAdjustment factor relative to local income and cost of living.Adjustment
IHCI criteria and weighting

2. Detail of key criteria

A. Cost of routine care (30%)

Evaluates the expenses a traveler might face during a minor health episode.

  • General practitioner and specialist consultations
  • Basic blood tests
  • Average price of essential medications (antibiotics, analgesics, anti-inflammatories)

B. Cost of emergency care (25%)

Measures the costs in case of an accident or acute illness:

  • Emergency room admission
  • Imaging (X-ray, CT scan)
  • Light intensive care
  • Unplanned urgent procedures

C. Hospitalization (25%)

Compares the costs associated with:

  • One day of hospitalization in a standard room
  • A common surgical procedure (appendicitis, fracture, etc.)
  • Specialized services (monitoring, anesthesia)

Private sector prices are used as the main reference, as private hospitals and clinics are often the only realistic option for travelers who need rapid, high-quality care.

D. Private sector: quality, price, and accessibility (10%)

Composite criterion assessing:

  • Average prices charged in the private sector
  • Accessibility for foreigners (waiting times, refusals, immediate access)
  • Technological level (equipment, international accreditations, presence of premium clinics)

E. Local insurance / coverage for non-residents (10%)

This criterion focuses specifically on the ability of a traveler to obtain local health coverage, not the coverage available to residents.

  • Availability of short-term local health insurance products
  • Average price of temporary coverage
  • Whether non-residents can be included in some public schemes
  • Level of reimbursement for major or catastrophic events

The more limited or expensive this coverage is, the higher the IHCI score for the country — and the more costly it is considered for visitors.

3. Conversion into an IHCI score

  1. Convert all cost values into USD
  2. Adjust via a purchasing power parity (PPP) coefficient
  3. Normalize each indicator on a 0–100 scale
  4. Apply the weights by criterion
  5. Aggregate into a final IHCI score per country

4. Update frequency

The index is updated annually, with a full review of weights and indicators every three years in order to track:

  • Global medical inflation
  • Structural changes and reforms in health systems
  • New patterns and products in international and travel health insurance

By combining quantitative rigor with qualitative analysis, the International Health Cost Index is designed as a decision-support tool for travelers, tourism professionals, and public authorities, highlighting both the world’s most expensive countries for healthcare and those where care remains most accessible.

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Antoine Fruchard — Founder & Travel Insurance Expert
A. Fruchard
Founder & Travel Insurance Expert
With over 11 years of experience in travel insurance brokerage, Antoine has worked with every major player in the industry: insurers, tour operators, brokers, and distributors. He has analyzed hundreds of policies, compared guarantees, exclusions, deductibles, and pricing, and thoroughly studied customer feedback regarding claims and reimbursements. Holding an MBA in Economics and Finance, he also cofounded two insurtech companies specializing in travel insurance before launching HelloSafe, with a clear mission: bringing transparency and expert insight to a market that is often opaque. Today, he leverages his unique expertise to guide travelers, offering reliable comparisons, practical advice, and precise recommendations to help them find the best travel insurance tailored to their real needs.